Claude/investigate refund usage 97xly #3898

feat(marketing): /try public AI demo with streaming legal memos

feat(marketing): pro-side /for-professionals demo queue

refactor(marketplace): simplify sweep after lead-fee + addons + pro SaaS

feat(pro): /pro-pricing page with Subscribe buttons

feat(pro): marketplace subscription required to accept matters

feat(marketplace): add-on selector on confirm step of post-matter form

feat(marketplace): citizen add-ons ride the lead-fee Checkout

feat(marketplace): schema + pricing for citizen matter add-ons

feat(marketplace): refund lead fee on cancel + belt-and-braces webhook

feat(company-formation): post-a-company routes through lead-fee Checkout

feat(marketplace): post a matter now routes through Stripe Checkout

feat(marketplace): lead-fee-at-post — schema + stripe helper + webhook

fix(marketplace): checkout derives amount + pro + currency from DB, not client body

refactor(company-formation): rip Cook Islands — NZ + AU only, tiers STANDARD/AGGRESSIVE

refactor(marketplace): bound admin matters query, extract signoff-kind constant, trim release notification select

feat(company-formation): formation-pack download + email-to-attorney on matter detail

feat(company-formation): for-startups hero CTAs — set up a company + post a matter

feat(company-formation): route practice CTAs to /setup-company for formation slugs

feat(company-formation): wizard step 6 — confirm + post

feat(company-formation): wizard step 5 — preview structure + pack

feat(company-formation): wizard step 4 — asset-protection tier + flags

feat(company-formation): wizard step 3 — business profile + markets

feat(company-formation): wizard step 2 — founders + equity split

feat(company-formation): wizard scaffold + step 1 (home jurisdiction)

feat(company-formation): /setup-company page scaffold

feat(company-formation): post route — promotes draft + seeds signoff with pack

feat(company-formation): draft-pack route — renders markdown pack with sha256

feat(company-formation): recommend route — runs structure recommender on saved intake

feat(company-formation): start + update intake routes

feat(company-formation): markdown pack generator + sha256 helper

feat(company-formation): cross-border structure recommender

feat(company-formation): structure plan + intake types

wip(marketplace): company-formation schema + practice areas

refactor(marketplace): share formatFee, status map, limits; guard PATCH

feat(marketplace): citizen draft editing for unposted matters

docs(build-status): log marketplace expansion + notifications + admin

feat(admin): marketplace matters overview

feat(marketplace): citizen cancel flow for unaccepted matters

feat(marketplace): email notifications on state transitions

feat(marketplace): widen beachhead — 10 more NZ+AU practice areas

feat(marketplace): close the loop — citizen output view + SEO pages

feat(marketplace): pro onboarding + admin verification

docs(session-state): log marketplace spine shipped end-to-end

feat(marketplace): sign-off queue + tamper-evident release

feat(marketplace): pro acceptance flow + wire for-citizens CTAs

polish(nz-au): attorney→lawyer across marketing copy

feat(marketplace): citizen intake flow — post a matter, my matters

feat(home): surface marketplace on homepage + NZ/AU polish

feat(marketplace): /for-citizens + /marketplace pages, footer + sitemap, build-status refresh